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As with an FHA loan, a VA loan is actually made through a private lender, but the loan is insured by the VA, reducing the lender’s risk. Benefits of VA loans are many, including the ability to buy a new home without a down payment as long as the home appraises at, or greater than, the loan amount.
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PNC has pending patent applications directed at various features and functions of home insight planner. All loans are provided by PNC Bank, National Association, a subsidiary of PNC, and are subject to credit approval and property appraisal.