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2 Myths Holding Back Home Buyers Myth #1: “I Need a 20% Down Payment” Buyers often overestimate the funds needed to qualify for a home loan. According to the same report: 22% of renters and 31% of homeowners believe lenders require 20% or more of a home’s sale price as a down payment for a typical mortgage today. And,
Aaron Strutt, of mortgage broker Trinity Financial, said: Most people will have no idea that even a modest car loan can have a huge effect on the size of mortgage you can get. And if you’ve got.
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