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If "mortgage" comes up as a topic, eventually the term PMI is mentioned. PMI stands for private mortgage insurance and most want to avoid it at. You pay the same for mortgage insurance month after month, year after year until you get rid of it. And those costs can really rack up over time.
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Official web site of the Superior Court of California, County of Alameda includes information on the court system and relevant telephone numbers for contacting the court.
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