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My wife and I have been members of NWFCU for several years. The credit union has been a great resource for us – financing a couple of cars and handling the refinance of our home a few yeas ago. My membership has extended to our kids, as well. Whenever I have financial things to consider, I always think of the great people at NWFCU. – Dennis M.

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Credit Unions vs. Banks. What’s the difference between a credit union and a bank? A credit union is member-owned, not-for-profit. A bank is shareholder-owned, for-profit.

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Ever wonder where your money goes, and wish you had a better handle on it? Have savings goals, but not sure how to get started? With CEFCU’s free online budgeting tools, you can create a budget, and track your spending so you know what’s coming in and where it’s going out