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Should You Choose a Fixed or Variable?

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One of these is choosing between a fixed- or variable-interest-rate mortgage. true to its name, fixed-rate mortgage interest is fixed throughout the life of the loan. In contrast, the interest rate on a variable-interest-rate loan can change over time.

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One of these is choosing between a fixed- or variable-interest-rate mortgage. True to its name, fixed-rate mortgage interest is "fixed" throughout the life of the loan. In contrast, the interest rate on a variable-interest-rate loan can change over time.

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Should You Choose a Fixed or Variable? Tip: Common Indexes. The most common indexes to which the interest on adjustable-rate mortgages is pegged are the 1-year constant maturity treasury index, the Cost of Funds Index (COFI), and the London Interbank Offered Rate Index (Libor).

When It Makes Sense and How to Do It

Should You Choose a Fixed or Variable? Tip: Common Indexes. The most common indexes to which the interest on adjustable-rate mortgages is pegged are the 1-Year Constant Maturity Treasury Index, the Cost of Funds Index (COFI), and the London Interbank Offered Rate Index (Libor).

Should You Choose a Fixed or Variable? Tip: Common Indexes. The most common indexes to which the interest on adjustable-rate mortgages is pegged are the 1-Year Constant Maturity Treasury Index, the Cost of Funds Index (COFI), and the London Interbank Offered Rate Index (Libor).

One of these is choosing between a fixed- or variable-interest-rate mortgage. True to its name, fixed-rate mortgage interest is fixed throughout the life of the loan. In contrast, the interest rate on a variable-interest-rate loan can change over time.

you’ll have an important decision to make — should you refinance with a fixed-rate or a variable-rate loan? The type of loan you choose can have long-lasting repercussions, so we’re going to cover.